Job Description

Overview FVP, Deputy Chief Risk Officer - Regulatory and Fraud The FVP, Deputy Chief Risk Officer - Regulatory and Fraud is responsible for developing, coordinating, staffing, and implementing an enterprise-wide compliance program commensurate with the size and complexity of the organization. The role requires extensive knowledge and understanding of banking regulations and fraud detection/resolution. The incumbent will safeguard the bank against financial losses and reputational damage caused by fraudulent activities by detecting, preventing, and mitigating fraud through a combination of data analysis, investigation, risk management, compliance, and education. This individual will provide ongoing reporting, advising, and training to senior management and the Board of Directors. Frequent, consultative, high-level discussions with senior management and the Board are expected. Responsibilities Collaborate with executive management, risk management, legal counsel, and other departments to align compliance efforts with broader business objectives. Develop, implement, and maintain the bank’s compliance program in accordance with local, state, and federal laws and regulations. Monitor regulatory developments and proactively communicate relevant changes and their implications to executive leadership and staff. Advise senior management and the board of directors on compliance risks and mitigation strategies. Lead the development and delivery of compliance training programs for employees, management, and the board. Investigate potential compliance violations and oversee remediation actions when necessary. Ensure timely and accurate reporting to regulatory bodies. Oversee the BSA/AML compliance programs. Oversee the Reg O/Reg W compliance programs. Lead and oversee the bank’s fraud prevention, detection, and investigation efforts across all channels and business lines. Build and implement a comprehensive fraud risk management strategy, ensuring the bank’s assets, reputation, and customer interests are protected from fraud and financial crimes. Work closely with the Chief Operations Officer to tailor detection and mitigation efforts to the appropriate level of risk associated with transactional operations. Take ownership of the bank’s compliance policies and advise lines of business on proper application and adherence. Develop and monitor a comprehensive compliance training program; ensure an adequate compliance training program is maintained; coordinate and ensure training initiatives; oversight of implementation of training directives. Consult with the board and senior management to maintain ongoing compliance to ensure compliant business growth in both existing lines of business and new lines the bank is considering; provide consultative compliance guidance to business line managers; consult with business unit managers to develop appropriate analysis of compliance risk; analyze new legislation and advise affected business unit managers in order to coordinate required implementation plan. Perform duties related to the Bank Secrecy Act under the guidance of the BSA Officer. Skills and Abilities Leadership skills: Proven ability to lead and influence cross-functional teams, with strong interpersonal, communication, and negotiation skills. Analytical Skills: Strong analytical and problem-solving abilities, with experience in conducting risk assessments and managing compliance audits. Ethical Judgement: High ethical standards and integrity, with a commitment to upholding compliance and regulatory requirements. Excellent verbal and written communication skills. Demonstrated persistence and willingness to take calculated risks. Demonstrates effective organizational and planning skills. Education, Experience and Qualifications Bachelor’s degree in law, Business Administration, Finance, or a related field. Minimum of 10 years’ experience in compliance, legal, or risk management roles, with at least 5 years in a senior leadership position. Certified Regulatory Compliance Manager (CRCM) required. Extensive knowledge of compliance regulations and standards relevant to the banking industry, including corporate requirements. Physical Requirements The associate is frequently required to sit and/or stand, communicate, reach, and manipulate objects, tools or controls that are typical of an office/bank environment. Lifting items weighing up to 10 pounds on a consistent basis. Manual dexterity and coordination are required over 80% of the work period while operating equipment such as computers, phones, calculators, etc. Working Conditions Typical office environment. Extended viewing of computer screens. Periodic travel between locations is required. Monday – Friday, 8 am -5 pm. Evening and weekend work may be required as job duties demand. United Fidelity Bank is proud to be an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law. Seniority level Executive Employment type Full-time Job function Finance and Sales Industries Banking #J-18808-Ljbffr United Fidelity Bank

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