Hybrid Loan Officer Assistant & Jr. Loan Processor Job at Summit Home Lending, Huntington Beach, CA

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  • Summit Home Lending
  • Huntington Beach, CA

Job Description

Description

Are you great with numbers and enjoy helping people?

We'd love to talk with you about our Hybrid Junior Processor / Loan Officer Assistant position. In this role, you'll support both loan processing and loan officer activities to help ensure a smooth, supportive home-buying experience for our customers.

This is an excellent opportunity for someone who already has mortgage or processing experience and is looking to expand their skills in a fast-paced environment . You'll assist with collecting and organizing borrower documents, managing third-party vendor orders, keeping loan files on track, and working closely with Loan Officers to deliver outstanding client service.

We value your experience-and we're compensating accordingly. You'll also receive training, tools, and mentorship to continue advancing your career in mortgage. If you're detail-oriented, thrive under deadlines, and want to join a collaborative, growth-focused team, apply now!

Responsibilities

• Review loan applications to ensure accuracy and completeness
• Analyze applicant income documentation, employment history, and financial statements to verify eligibility for loans
• Communicate effectively with loan officers, borrowers, and third-party vendors to gather the necessary documentation and resolve any discrepancies
• Compile and organize all required documents and information needed for the initial submission to the underwriting department
• Ensure compliance with regulatory guidelines and internal policies throughout the loan setup process
• Collaborate with underwriters to address any additional requirements or questions during the underwriting phase
• Maintain accurate records and documentation of all loan files and updates in the system
• Sign off on the underwriting loan conditions according to the underwriting guidelines
• Review all loan applications and disclosures for discrepancies and regulatory and compliance guidelines
• Prioritize, track, and manage the loan underwriting process in order to meet deadlines and ensure timely submission to the underwriting team
• Verify that all needed documentation, such as credit reports, loan applications, title policies, appraisals, and financial statements, has been obtained and is accurate in the loan files
• Correspond with applicants on behalf of the underwriting team, senior underwriter, and residential mortgage loan office

Qualifications

• Strong attention to detail and the ability to work efficiently in a fast-paced environment
• Ability to prioritize tasks effectively and manage multiple loan files simultaneously
• Mortgage income calculations
• Superior interpersonal, communications, and customer service skills are needed
• A working understanding of mortgage lending practices, real estate terminology, and mortgage loan guidelines (FHA, USDA, VA, Conventional, etc.) is an asset
• Analytical data skills, strong attention to detail, and excellent decision-making skills are required

Job Tags

Work at office,

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